Terms of Use

1. Website use and acceptance

You may use the website only in compliance with applicable law and these terms. You are responsible for ensuring that information you submit is accurate and that you have authority to submit it on behalf of your organisation, where relevant.

2. Information, resources and tools

Website content, guides, market information, calculators, templates and other resources are provided for general informational purposes. They do not constitute legal, tax, financial, investment, regulatory or other professional advice. You should independently verify information and seek qualified advice before making business decisions.

3. Access and account security

If a feature requires an account or access credentials, you must provide accurate information, keep credentials secure and notify us promptly of suspected unauthorised access. We may suspend or restrict access where reasonably necessary to protect the website, users or our services.

4. Acceptable use

You must not:

• Use the website for unlawful, deceptive, fraudulent or harmful activity.
• Attempt to gain unauthorised access to systems, accounts, data or restricted areas.
• Interfere with website operation, introduce malicious code, or bypass security controls.
• Scrape, harvest or collect personal information without appropriate authority.
• Copy, resell, republish or commercially exploit website content except as permitted by law or with prior written permission.

5. Intellectual property

Unless stated otherwise, website text, branding, design, graphics, software and original materials are owned by or licensed to NxtPlatforms and are protected by applicable intellectual-property laws. You may view and use publicly available materials for personal or internal business reference, but must not remove notices or reproduce or distribute materials beyond permitted use without permission.

6. Third-party links and services

Links to third-party websites, products or services are provided for convenience and do not necessarily imply endorsement. NxtPlatforms does not control third-party services and, to the extent permitted by law, is not responsible for their content, availability or practices.

7. Availability and changes

We may change, suspend or discontinue website features or content at any time. We do not guarantee uninterrupted, error-free or continuously available access, but will use reasonable efforts to maintain the website.

8. Disclaimer and limitation

To the extent permitted by applicable law, the website and its content are provided on an “as available” basis without warranties that cannot lawfully be excluded. NxtPlatforms will not be liable for indirect or consequential loss arising from use of general website content. Nothing in these terms excludes liability that cannot legally be excluded.

9. Your responsibility

You are responsible for your misuse of the website and for losses or claims arising from your breach of these terms, to the extent permitted by applicable law.

10. Governing law and disputes

These terms are subject to applicable laws. The governing law, competent courts and dispute-resolution process should be specified in the final version based on the legal entity operating NxtPlatforms and its intended jurisdiction.

11. Changes to these terms

We may revise these terms from time to time. Continued use of the website after updated terms are posted indicates acceptance of the revised terms to the extent recognised by applicable law.